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Privacy Policy

All content on this website and/or store is copyrighted. It cannot be republished or sold in any shape or form. Distributing copyrighted materials is illegal and will not be tolerated.

Who we are

Our website address is: https://christinaciarap.com.

Background

These terms and conditions make up a legally binding agreement (the Agreement) between Christina Ciara Paulden (referred to in these terms as “Us”, “We” and “Our”) and you.
This Agreement may be accepted by any one of the following methods:

a) making payment for or accessing Online Material; or
b) making payment for the Online Learning.

If you have any questions about this Agreement please contact admin@christinaciarap.com before making payment.
THE PARTIES AGREE as follows:

  1. Delivery of the Online Material

1.1. All Online Material is delivered Online. No physical copies of the Online Materials will be provided.
1.2. The Online Learning may include live group coaching calls but does not include one-on-one coaching or customised services.
1.3. The Online Material is designed to support parents and/or educators in facilitating learning through play and/or creating strong educational foundation for their child in a playful way to achieve this, you will need to actively participate in the use of the Online Material to receive its full benefit.

  1. Payment, Price and Refunds
    2.1. Digital Products
    a) Payment is required before the Digital Products will be accessible via logging into the Dashboard.
    b) You acknowledge and agree that there are no refunds for change of mind.
    2.2. Online Learning
    a) Payment is required before Online access will be provided.
    b) You acknowledge and agree that there are no refunds for change of mind. Monthly or Annual reoccurring Membership payments can be terminated by You canceling your subscription or by emailing admin@christinaciarap.com seven (7) days prior to your upcoming renewal.
    To review the policy for digital resources and memberships please see the REFUND POLICY FOR PHYSICAL PRODUCTS section.
  2. Online Learning and Online Material
    3.1. You acknowledge and agree that:
    a) we retain complete editorial control over access of the Online Material and may alter, amend or cease the operation of the Online access at any time in our sole discretion; and
    b) Online access may be unavailable from time to time including for maintenance purposes.

3.2. Online access may contain links to other websites as well as content added by people other than Us. We do not endorse, sponsor or approve any such user generated content or any content available on any linked website.
3.3. To the full extent permitted by law, We exclude all liability in respect of loss of data, interruption of business or any consequential or incidental damages as a result of Online use or access.

  1. Limitation of Liability
    4.1. Our aggregate liability to you for any Loss arising out of or in connection with:
    a) any act, error, negligence, misrepresentation or omission concerning or arising out of all of the Online Material (including any pre contractual statement, representation or warranty as to the quality or fitness for its purpose of the Online Material or as to Our ability to deliver the Online Material); and
    b) any breach of the Agreement or breach of duty of any kind owed in connection with the provision of the Online Material;
    c) is limited to and will not in any circumstances exceed the Price, Annual Fee or Monthly Fee, as the case may be.

4.2. We will not be liable for any loss of profit, revenues, anticipated savings, business or investment opportunities, internal management costs or any other indirect or consequential loss. For the avoidance of doubt, multiple claims arising out of (or based on) the same act, error or omission, or series of continuous, or repeated acts, errors or omissions will be considered a single loss.
4.3. Nothing in this Agreement is intended to exclude or restrict any liability that cannot be excluded or restricted by law.

  1. Confidentiality
    5.1. During delivery of the Online Learning you may receive Confidential Information which is provided by Us and you must not deal with Our Confidential Information in any way that might prejudice its confidentiality.
    5.2. Your obligations in relation to the Confidential Information will continue for as long as the Confidential Information is maintained on a confidential basis by Us.
    5.3. At the end of the Online Learning, or when earlier directed by Us:

a) all Confidential Information must be returned to Us, including all copies of the Confidential Information or any extracts or summaries of the Confidential Information that you make; and
b) you must erase and destroy any copies of any software containing or comprising the Confidential Information in your possession or under your control or that may have been loaded onto a computer possessed or controlled by you.

5.4. The Confidential Information does not include information which:

a) is generally available in the public domain otherwise than as a result of a breach of this clause by you; or
b) was known by you prior to Us disclosing the information to you.

5.5. You agree to indemnify Us fully against all liabilities, costs and expenses which We may incur as a direct result of any breach of this clause by you.
5.6. You acknowledge that damages may be an inadequate remedy for breach of this clause and that the We may obtain injunctive relief against you for any breach of this clause.
5.7. The obligations accepted by you under this clause survive termination or expiry of this Agreement.

  1. Intellectual Property
    6.1. You acknowledge that we will own all Intellectual Property Rights existing in the Online Materials and Digital Products unless otherwise stated. To the extent that any Intellectual Property Rights in respect of the Online Material vests in you, you agree to assign all such Intellectual Property Rights to Us with such assignment effective immediately upon the relevant Intellectual Property Rights vesting in the Client.
    6.2. Any pre-existing Intellectual Property Rights owned by Us before the commencement of this Agreement, will remain vested in Us.
    6.3. Any pre-existing Intellectual Property Rights owned by the you before the commencement of this Agreement, will remain vested in you.
    6.4. We agree to grant you a non-exclusive, transferable, royalty free licence to use and reproduce the Intellectual Property Rights subsisting in the Online Material for the sole purpose of ensuring that you obtain the benefit of the Online Material. Under this licence you are not permitted to:

a) sub-licence, transfer, loan or resell the Online Material;
b) give away the Online Material for free;
c) claim the Online Material as your own; or
d) use the Online Material in any derivative products for sale where the Online Material is the main component of the product. For example, mugs, t-shirts, home decor items, logos, art prints or posters.

  1. Force majeure
    7.1. We do not have any liability under or may be deemed to be in breach of this Agreement for any delays or failures in performance of this Agreement which result from circumstances beyond Our reasonable control.
    7.2. If We are affected by these circumstances we will promptly notify you when such circumstances cause a delay or failure in performance and when they cease to do so.
  2. Termination
    8.1. We may terminate this Agreement by notice in writing to you, if you:

a) fail to observe any term of this Agreement; or
b) fail to rectify a breach, to Our satisfaction following the expiration of 7 days’ notice of the breach being given in writing to you.

8.2. Notwithstanding any other provision of this Agreement, We may terminate this Agreement for any reason by providing you with 2 days’ notice.

  1. Applicable Law
    9.1. The parties expressly agree that this Agreement will be governed by and interpreted in accordance with the laws of the State of Queensland.
  2. Your Warranties

10.1. You warrant that:
a) you are not executing this Agreement as a result of or by reason of or in reliance upon any promise, representation, statement or information of any kind whatever given or offered to you by Us whether in answer to an inquiry or otherwise; and
b) Prior to the Start Date, you have made your own independent inquiries and satisfied yourself as to the fitness for purpose of the Online Learning and Online Materials and, to the extent permitted by law, We make no warranty, promise or representation in relation to the Online Learning and Online Materials, either expressly or impliedly and any warranties, terms and conditions in relation to the fitness of the Online Learning and Online Materials for any purpose, whether implied by use, statute or otherwise is, to the extent permitted by law, hereby excluded.

  1. Definitions

In these terms and conditions, the following terms have the meanings indicated:
a) Annual Fee means a one-time payment for an annual subscription to the Online Learning.
b) Confidential Information includes any information marked as confidential and any information received or developed by a party, which is not publicly available and relates to processes, equipment and techniques used by the disclosing party in the course of the disclosing party’s business. This includes all information, data, drawings, specifications, documentation, source or object code, designs, construction, workings, functions, features and performance notes, techniques, concepts not reduced to material form, agreements with third parties, schematics and proposals and intentions, technical data and marketing information such as customer lists, financial information and business plans.
c) Course means any course delivered either online or in-person by Us.
d) Course Material means all materials regardless of form, developed or created by Us in the provision of the Course or Membership, as the case may be and includes, without limitation, any reports, emails, abstracts, records, drawings, plans, graphics, video and audio recordings, design and artwork.
e) Digital Products means all digital products available for purchase or download from www.christinaciarap.com
f) Intellectual Property Rights means copyright, trademark, design, patent, semiconductor or circuit layout rights and any other rights whether or not they are registered or registrable, relevant to, among other things, the textual, graphical, audio and other information, content, data or material used by Us in respect to this Agreement.
g) Loss means any and all loss (including pure financial loss), injury, liability, damage, compensation, claim, demand, expense, interest or cost, including reasonable legal fees, whether arising in tor, contract or otherwise (including costs awarded or incurred) of any kind.
h) Membership means an ongoing subscription with access to the Online Material.
i) Monthly Fee means payment for the Membership in monthly installments.
j) Online means the delivery of the Online Learning through such means as an online-based platform or website used to deliver the Online Material.
k) Online Learning means the Course and Membership.
l) Online Material means all Course Material, Digital Products (both for sale and free) and other resources made available online by Us for the Course or Membership.
m) Price means the amount paid by you for the Online Learning.
n) Start Date means the date of payment for the Online Learning.

Privacy policy + disclaimers + terms of service + copyright notice

All the terms of service, privacy policy, & affiliate disclaimers can be found on this page. 

If you have any questions please reach out to admin@christinaciarap.com

www.christinaciarap.com contains intellectual property owned by Humble Blessing, LLC , including trademarks, trade dress, copyrights, proprietary information and other intellectual property. In accordance to the Digital Millennium Copyright Act, Humble Blessing, LLC retains all rights to the product/resources in all of its forms. You may not modify, publish, transmit, reproduce or perform, or in any way exploit in any format whatsoever any of Humble Blessing, LLC content, in whole or in part without prior written consent.

Privacy policy

Last updated: 1 January 2020 

Owner and data controller

Christina Ciara P (“us”, “we”, or “our”) operates http://www.christinaciarap.com (the “Site”).
Address: 113 Cherry St #92768, Seattle, WA, 98104-2205
Contact email: admin@christinaciarap.com

We are committed to protecting and respecting your privacy.
This Site collects some personal data from its users.
This Privacy Policy informs you of our views, practices and policies regarding the collection, use and disclosure of personal data we receive from users of the Site.
By submitting personal data to us, you agree to us using your personal data as follows.

Information collection, business purpose and use

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to name, email address, cookies, usage data, password.

We may use your personal information to

  • send you our newsletters from time to time
  • manage contacts and send messages
  • ensure that content from our site is presented in the most effective manner for you and for your computer
  • provide you with information, products or services that you request from us which may be of interest to you
  • carry out our obligations arising from any contracts entered into between you and us
  • interact with external social networks and platforms
  • allow registration and authentication
  • allow access to third party services’ accounts
  • monitor infrastructure
  • manage hosting and backend infrastructure
  • interact with live chat platforms
  • carry out remarketing and behavioural targeting
  • display content from external platforms
  • carry out commercial affiliation
  • interact with support and feedback platforms
  • manage user database

We collect information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device. Personal information does not include

  • Publicly available information from government records.
  • Deidentified or aggregated consumer information.
  •  Information excluded from the CCPA’s and GDPR’s scope

In particular, we have collected the following categories of personal information from our users within the last twelve (12) months:

CategoryExamplesCollected
A. Identifiers.A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.YES
C. Protected classification characteristics under California or federal law.Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).NO
D. Commercial information.Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.YES
E. Biometric information.Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.NO
F. Internet or other similar network activity.Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.YES
G. Geolocation data.Physical location or movements.YES
H. Sensory data.Audio, electronic, visual, thermal, olfactory, or similar information.NO
I. Professional or employment- related information.Current or past job history or performance evaluations.NO
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.NO
K. Inferences drawn from other personal information.Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.NO

We obtain the categories of personal information listed above from the following categories of sources:

  • Directly from you. For example, from forms you submit or transactions related to  products and services you purchase.
  • Indirectly from you. For example, from your browser while visiting our Site.
  • From third parties. For example, from our business partners or service providers.

We do not intentionally collect or use the personal information of minors under sixteen (16) years of age or sell it with or without affirmative authorization.

In addition to the above, we may collect log data and use cookies.

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site.

This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

In addition, we may use third party services such as Google Analytics that collect, monitor and analyse this data.

Cookies

Cookies are text files with a small amount of data, which may include an anonymous unique identifier.

Cookies are sent to your browser from a web site and stored on your computer’s or tablet device’s or mobile device’s part of the hard drive specifically designated for cookies.

It is standard practice to use cookies to make your experience better when using a website.

Like many sites, we use “cookies” to recognize, collect, and/or track information about, and relevant to, your usage of the Site.

Please refer to our Cookie Policy (add link to your Cookie Policy – this Privacy Policy comes with a free Cookie Policy template as a bonus. Check the bonus section to get your template) for information on what cookies we use, for what purposes we use cookies, and how to control cookies.

Upon your first visit to the Site (and periodically after that), we will request your consent to our use of cookies, except for those strictly necessary.

Alternatively, delete the paragraphs of this section and copy-and-paste the Cookie Policy template here under the subheading “Cookies”.

DATA STORAGE

By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

LAWFUL BASIS OF PROCESSING PERSONAL DATA UNDER THE GDPR

We may process personal data relating to users if one of the following applies:

  • users have given their consent for one or more specific purposes;
  • provision of data is necessary for the performance of an agreement with the user and/or for any pre-contractual obligations thereof;
  • processing is necessary for compliance with a legal obligation to which we are subject;
  • processing is related to a task that is carried out in the public interest or in the exercise of official authority vested in us;
  • processing is necessary for the purposes of the legitimate interests pursued by us or by a third party.

DATA RETENTION

We process and store your personal data for as long as required by the purpose they have been collected for.

Therefore:

  • personal data collected for purposes related to the performance of a contract between us and the user will be retained until such contract has been fully performed;
  • personal data collected for the purposes of our legitimate interests will be retained as long as needed to fulfill such purposes;
  • we may be allowed to retain personal data for a longer period whenever the user has given consent to such processing, as long as such consent is not withdrawn;
  •  we may be obliged to retain personal data for a longer period whenever required to do so for the performance of a legal obligation or upon order of an authority.

Once the retention period expires, personal data will be deleted and some of your rights (i.e. the right to access, the right to erasure, the right to rectification and the right to data portability) cannot be enforced after the expiration of the retention period. You may find specific information regarding your rights within the relevant section of this Privacy Policy or by contacting us at admin@christinaciarap.com via our contact form.

THIRD-PARTY DISCLOSURE

We do not sell, trade, or otherwise transfer to outside parties your personal information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users (such as, for example, ConvertKit, so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:

Category A: Identifiers

Category B: California Customer Records personal information categories

Category D: Commercial information.

Category F: Internet or other similar network activity.

Category G: Geolocation data.

We disclose your personal information for a business purpose to the following categories of third parties:

  • Professional service providers.
  • Third parties whose services you purchase through our Site.
  • Social Media Networks.

YOUR RIGHTS UNDER THE GDPR

Users based in the European Union have the right to do the following:

  • Withdraw their consent at any time. Users have the right to withdraw consent where they have previously given their consent to the processing of their personal data.
  •  Object to processing of their data. Users have the right to object to the processing of their data if the processing is carried out on a legal basis other than consent.
  • Access their data. Users have the right to learn if data is being processed by us, obtain disclosure regarding certain aspects of the processing and obtain a copy of the data undergoing processing.
  • Verify and seek rectification. Users have the right to verify the accuracy of their data and ask for it to be updated or corrected.
  • Restrict the processing of their data. Users have the right, under certain circumstances, to restrict the processing of their data. In this case, we will not process their data for any purpose other than storing it.
  • Have their personal data deleted or otherwise removed. Users have the right, under certain circumstances, to obtain the erasure of their data from us.
  • Receive their data and have it transferred to another controller. Users have the right to receive their data in a structured, commonly used and machine-readable format and, if technically feasible, to have it transmitted to another controller without any undue delay.
  •  Lodge a complaint. Users have the right to bring a claim before their competent data protection supervisory authority.

You can exercise your right to prevent such processing by contacting us at admin@christinaciarap.com via our contact form.

These requests can be exercised free of charge and will be addressed by us as soon as possible and always within thirty (30) days.

YOUR RIGHTS UNDER THE CCPA

Users who reside in California have the right to request any of the following

  • disclosure of the categories and specific pieces of personal information we have collected
  • deletion of personal information we have collected from you
  • disclosure of the categories of personal information we have collected, the categories of sources from which we collected it, the business or commercial purpose for collecting or selling it, the categories of third parties with whom we share it, and the specific pieces of personal information we have collected
  • disclosure of the categories of personal information we collected or sold and the categories of third parties to whom it was sold

You have the right not to receive discriminatory treatment for the exercise of these privacy rights.

Requests can be submitted by you or someone legally authorized to act on your behalf by email to admin@christinaciarap.com and via our contact form.

These requests can be exercised free of charge and will be addressed by us as soon as possible and always within forty-five (45) days.

YOUR RIGHT TO OPT OUT OF THE SALE OF PERSONAL INFORMATION

Under the CCPA, “sell,” “selling,” “sale,” or “sold,” means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer’s personal information by the business to another business or a third party for monetary or other valuable consideration.

As per the CCPA definition, selling personal information includes disclosing information to a third party by using analytics tools, running ads or having social media pixels and plugins installed.

Users who reside in California have the right to opt out of the sale of personal information.

Requests to exercise your right to opt out can be submitted by you or someone legally authorized to act on your behalf by email to admin@christinaciarap.com and by following the link below and submitting your request via our

NON DISCRIMINATION AND NOTICE OF FINANCIAL INCENTIVES

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels.

Any financial incentive we offer will reasonably relate to the value of your personal information and will describe the material terms of the financial incentive program. Participation in any financial incentive program we offer requires your prior consent to opt in, which you may revoke at any time.

We offer a 15% discount to any user who enroll in one of our courses or subscribe to our newsletter and/or marketing emails. This has been calculated by taking into account the value of each subscriber of $1 per month and $44 lifetime earning potential and the cost of email marketing and overheads per subscriber as per the industry average.

We do not use financial incentive practices that are unjust, unreasonable, coercive, or usurious in nature.

SECURITY

The security of your personal information is important to us.

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our Site as safe as possible.

We use regular Malware Scanning. (remove if not applicable but install Malware ASAP)

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.

In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. (remove if not applicable but obtain an SSL certificate ASAP)

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

Unfortunately, no method of transmission over the internet is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

CalOPPA (CALIFORNIA ONLINE PRIVACY PROTECTION ACT)

We agree to users visiting our Site anonymously.

Do not track signals

Pursuant to the California Online Privacy Protection Act (CalOPPA), we hereby disclose that we do not currently honor “do not track” signals issued by browsers or other third-party sources.

COPPA (CHILDREN ONLINE PRIVACY PROTECTION ACT)

For the collection of personal information from children under the age of thirteen (13) years old, we comply with the Children’s Online Privacy Protection Act (COPPA).

The Site is intended for individuals who are eighteen (18) years of age or older.

By visiting and using the Site, you represent and warrant that you are of legal age and meet all of the foregoing eligibility requirements.

The Site is not intended for children under thirteen (13) years of age.

We do not specifically market to children under thirteen (13) years of age. We do not knowingly collect personal information from children under thirteen (13) years of age. We do not knowingly collect personal information from children under thirteen (13).

If you are under thirteen (13) years of age, please do not use the Site or provide any information on the Site, including your name, screen name, username, address, telephone number, email address, and payment details.

If we learn we have collected or received personal information from a child under thirteen (13) years of age without verification of consent from a parent or guardian, the personal information collected or received shall be deleted with no delay.

If you believe we might have any information concerning a child under thirteen (13) years of age, please contact us at admin@christinaciarap.com via our contact form and we will endeavour to delete such information with no delay.

CHANGES TO THIS PRIVACY POLICY

This Privacy Policy is effective as of 1 January 2020 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of our Site after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

We will update our Privacy Policy at least once every twelve (12) months.

CONTACT US

If you have any questions or concerns about this Privacy Policy, please contact us by email to admin@christinaciarap.com or via our contact form

TERMS OF SERVICE

Humble Blessings LLC reserves the right to modify these terms of service at its discretion, or against any customer it believes is abusing this policy. Any such revision or change will be binding and effective immediately following the posting of the revised terms of service on the Christinaciarap.com websites.

REFUND POLICY FOR PHYSICAL PRODUCTS

Humble Blessing, LLC will, at its discretion, allow for the return or replacement of any defective physical products within 30 days from the date of purchase. For recurring billing products, returns for one payment may be provided if requested within the standard 30 day return period. After 30 days all sales are final.

The customer may cancel their recurring billing subscription products at any time but may encounter loss of access to a product or program.

If a customer requests a refund, the money for the requested transaction is refunded back to the customer. If the refund is for a recurring billing product, then the return policy allows for the most recent payment to be returned. A refund on a recurring billing product will also result in a cancellation.

If customers request a cancellation for their recurring billing for physical products no future rebills will be charged to their account. Keep in mind, a cancellation will not generate a refund – it will only stop future rebills.

There are no refunds on services that include one on one time, technical assistance, digital resource downloads, or memberships. Contracts cannot be canceled for one on one services, and no refunds will be granted. To review the policy for digital resources and memberships please see the PAYMENTS, PRICE AND REFUNDS FOR DIGITAL RESOURCES AND MEMBERSHIPS section.

DELIVERY POLICY OF DIGITAL PRODUCTS

Digital products will be accessible immediately after purchase. If a technical glitch does not immediately deliver your sign-in instructions, you will gain access to the digital course as soon as a member of our support team can get your information out to you.

This will happen within a reasonable window of 48 business hours.

AFFILIATE DISCLOSURE

 Some of the links contained on this website may indeed be affiliate links.

Meaning, if you click on one of those links and make a purchase, I get a tiny commission at no additional cost to you.  In fact, since  I have a working relationship with most of these companies you get a bigger discount and longer free trials then publicly offered.

None of the posts on this site are “sponsored posts” meaning I get paid in cash or free product to review or promote their stuff.

Products and services that are mentioned or linked to on this blog may be products that Humble Blessings has a financial interest in promoting or has received some other non-financial compensation for.

If you do not understand or agree with any of these conditions, please do not order this material. If you require further clarification, please contact admin@christinaciarap.com

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Who we share your data with

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

Additional information

How we protect your data

What data breach procedures we have in place

What third parties we receive data from

What automated decision making and/or profiling we do with user data

Industry regulatory disclosure requirements